Blog

In the business world, speed is everything. Opportunities don’t wait for a bank to approve a loan in six weeks. You need funding, and you need it now. What if I told you there’s a way to get capital in 24 hours, without endless paperwork and without risking your personal assets? Welcome to the world […]

En el mundo de los negocios, la velocidad lo es todo. Las oportunidades no esperan a que un banco apruebe un préstamo en seis semanas. Necesitas funding (financiación) y lo necesitas ahora. ¿Y si te dijera que existe una forma de obtener capital en 24 horas, sin papeleo interminable y sin arriesgar tus bienes personales? […]

AltFunding.com (Alternative Funding Group) Becomes First MCA Lender to Accept Crypto, Pioneers Blockchain Lending Path. Alternative Funding Group brings fintech innovation full circle – combining AI, automation, and crypto flexibility after funding over $250 million for U.S. small businesses […]

If you’ve ever searched “MCA loan,” you’re not alone—business owners use that phrase constantly. But here’s the truth: an MCA isn’t a loan at all. MCA stands for Merchant Cash Advance, a purchase of future receivables—not a traditional extension of credit. This quick guide breaks down the differences between an MCA and a loan so […]

  Standing Behind Those Who’ve Stood for Us At Alternative Funding Group (ALT), a leading Merchant Cash Advance Direct Lender, we believe in supporting those who’ve served our country by helping them build their next mission — their businesses. This year, we had the privilege of sponsoring the Military Influencer Conference (MIC) 2025 in Atlanta, […]

Introduction Merchant Cash Advances (MCAs), once pegged almost entirely to retail businesses with heavy credit card sales, have transformed. Today they are used across industries — from restaurants and trucking to healthcare, home services, and construction — because modern MCA underwriting looks at total revenue, not just card swipes. As banks tighten credit and businesses […]

Why Small Business Cash Advance Matters in 2025 Small business owners are facing unprecedented financial headwinds. Inflation, rising tariffs, and supply chain volatility have tightened margins and made fast access to capital more important than ever. According to the U.S. Chamber of Commerce, 46% of small businesses cite inflation as their biggest challenge in 2025. Meanwhile, many banks […]

The Growing Need for Alternative Funding What is a Merchant Cash Advance from Direct Lenders? A Merchant Cash Advance (MCA) is a type of business financing. Companies receive a lump sum of money in exchange for a percentage of their future sales. It’s a popular option for businesses that may not qualify for traditional loans […]

Introduction Overview of Alternative Financing Alternative financing has emerged as a game-changer for businesses seeking growth but facing barriers with traditional finance options. These funding methods, unlike classic bank loans, offer unique capital solutions tailored to the diverse needs of businesses. By turning to non-traditional finance mechanisms, entrepreneurs can secure the necessary cash flow to […]

Introduction to Alternative Funding in the Beauty Industry The Growing Need for Alternative Funding The beauty and cosmetics industry is a burgeoning market, continually expanding with novel innovations and demands. This growth, however, also brings with it an increasing need for adequate funding. In today’s ever-evolving world, traditional financial avenues often fall short, unable to […]