Terms of Service

Effective Date: February 13, 2026

1. Acceptance of Terms

By accessing or using the website, services, or submitting any inquiry or application to Alternative Funding (“Company,” “we,” “us,” or “our”), you (“User,” “you,” or “your”) agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our services.

2. Description of Services

Alternative Funding is a business funding company that connects small and medium-sized business owners with working capital solutions, including but not limited to:

  • Merchant Cash Advances (MCA)
  • Business loans and lines of credit
  • Revenue-based financing
  • Other alternative funding products

We act as a funding advisor and may work with third-party lenders and funding partners to facilitate funding offers. Alternative Funding does not guarantee approval or funding for any applicant.

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be a legal owner, officer, or authorized representative of a business entity
  • Provide accurate, complete, and truthful information in all applications and inquiries
  • Not be prohibited by law from entering into financial agreements

4. Children’s Privacy

Our website is not intended for individuals under 18. We do not knowingly collect information from minors.

5. SMS and Electronic Communications

  • (Transactional Messages) By submitting your phone number and consenting to transactional messages, you agree to receive account alerts, application status updates, document requests, and other non-promotional communications from Alternative Funding at the phone number provided. Message and data rates may apply. Message frequency may vary.
  • (Marketing Messages) By providing express written consent on our opt-in form, you agree to receive marketing and promotional messages from Alternative Funding regarding funding offers, products, and services. This consent is optional and not required to submit an application or receive services.
  • (Opt-Out) You may opt out of SMS communications at any time by replying STOP to any message. For assistance, reply HELP. SMS consent is not shared with third parties except as required to provide SMS delivery services.
  • (Carriers are not liable for delayed or undelivered messages) No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted.

6. Email Communications

By providing your email address and consenting to email communications, you agree to receive emails from Alternative Funding regarding your inquiry, application, funding options, and related promotions. You may unsubscribe at any time by clicking the unsubscribe link in any email or by contacting us directly.

7. Privacy Policy

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection, use, and sharing of your information as described in our Privacy Policy. Please review our Privacy Policy at altfunding.com/privacy-policy.

8. Accuracy of Information

You represent and warrant that all information you provide to Alternative Funding, including but not limited to business information, financial data, and personal identification, is true, accurate, current, and complete. Providing false or misleading information may result in immediate termination of your application and may expose you to legal liability.

9. No Guarantee of Funding

Alternative Funding does not guarantee that any application will result in an offer of funding, approval, or disbursement of funds. All funding decisions are made at the sole discretion of the applicable lender or funding provider. Alternative Funding is not responsible for any decisions made by third-party lenders.

10. Intellectual Property

All content on the Alternative Funding website, including text, logos, graphics, and other materials, is the property of Alternative Funding and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

11. Limitation of Liability

To the fullest extent permitted by law, Alternative Funding, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, including but not limited to loss of revenue, loss of profits, or loss of business opportunity.

12. Indemnification

You agree to indemnify, defend, and hold harmless Alternative Funding and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in connection with your use of our services or violation of these Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Miami-Dade County, Florida.

14. Changes to These Terms

Alternative Funding reserves the right to modify these Terms at any time. We will notify users of material changes by updating the effective date at the top of this page. Your continued use of our services after any changes constitutes your acceptance of the updated Terms.

15. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Contact Us

Email: [email protected]

Phone: 888-258-6279

Mailing Address:
Alternative Funding Group
2941 NW 62nd St, Suite 201
Fort Lauderdale, FL 33309

 

 

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